Financing

PACKAGES

A variety of options available to suit your every needs.

Explore Hassle-Free Financing Solutions.

Helping you navigate through various financing options, ensuring a solution that best serves your needs.

  • CHATTEL

    With chattel mortgages, the ADU is put up as collateral, making it easier to obtain than traditional loans.

  • CLIP

    CMHC’s chattel loan insurance program (CLIP) is available for loans secured by eligible ADUs. Financing is available for up to 95% of the purchase price.

  • REFINANCING

    Replace your existing mortgage with a new mortgage that includes the cost of your ADU.

  • HELOC

    A home equity line of credit is a revolving loan that is secured against your existing property.

Mortgage Calculator

Choose from one of our collections and estimate your monthly payment.

Garden Suite
Base Model
i

Base Model

Cost of the unit. Excludes HST.
$
Average Sitework
$
Estimated Upgrades
i

Estimated Upgrades

Enter the estimated amount (including HST) of the upgrades you desire (e.g. solar panels, green roof, locker, etc.).
$
Average Permits and Survey
$
Total Amount
$
Interest Rate
%
Down Payment Percentage
%
Down Payment Amount
i

Down Payment Amount

This figure is determined by the down payment percentage set above.
$
Amortization Period
Years
Your Total Loan Amount
$

Total Monthly Payment

$

Investment Calculator

Discover the investment potential of your Eden.

Monthly Yearly
Rental Income
$
$
Operating Expenses
i

Operating Expenses

For example: utilities, maintenance, insurance, property taxes, etc. Does not include interest on your loan.
$
$
Net Rental Income
i

Net Rental Income

Rental Income after deducting Operating Expenses.
$
$
Net Cash Flow
i

Net Cash Flow

Income amount after deducting your expenses and loan payment.
$
$
Cap Rate
i

Cap Rate represents your return on investment.

%

Pre-Qualify For Financing

Our experienced agents are here to help you explore the best financing solutions tailored to your needs.